Europe’s birth rate is – Homeworkmade

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• Europe’s birth rate is 
• _______________ are the newest EU members. 
• What was “East Europe” during the Cold War is now called 
• De Gaulle’s conception of Europe was a 
• The North Atlantic Treaty was signed in 
• The ________ was the precursor to the Common Market. 
• ______________ was/were long under the Ottoman Turkish Empire. 
• ___________ twice voted to not join the EU. 
• The original six members of the Common Market include all but 
• Central Europe is characterized by all these except: 
• China is now the _______ largest industrial economy. 
• The Communists won power in China in 
• The world’s fastest economic growth was recorded in 
• The Pearl Harbor attack was everything except 
• __________ induced North Korea to make contacts with Seoul, Tokyo, and Washington. 
• In 1931 Japan conquered 
• According to U.S. Secretary of State Stimson, the ____________ led straight to Pearl Harbor and Hiroshima. 
• Unlike Japan in the 17th century, China was unable to 
• Perry first entered Tokyo Bay in 
• The origin of the word kamikaze is the 

EXP 105 Personal Dimensions of Education Week 1 Chapter One Quiz Answers – Homeworkmade

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EXP 105 EXP/105 EXP105 Week 1 Chapter One Quiz

1. The mental operation of ___________ governs what we do, how we do it, and how quickly we do it.
2. What two characteristics will be most crucial to your success as a nontraditional student?
3. A mindful student
4. The most important key to success in college involves
5. The impact of digital technology has
6. According to the Let Me Learn system as presented in Figure 1.1, which of the following sequences is correct?
7. Education in the early twentieth century focused primarily on
8. The Let Me Learn system is based primarily on
9. The four learning patterns of the brain-mind interface
10. Roger Sperry’s right brain/left brain concept
11. Which association is correct?
12. Today learning
13. The ____________ translates stimuli into symbols/information that can be stored in the brain for later retrieval.
14. The Confluence learning pattern is associated with
15. In the Let Me Learn system, the brain is associated with

EXP 105 Personal Dimensions of Education Week 2 Chapter Two Quiz Answers – Homeworkmade

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EXP 105 EXP/105 EXP105 Week 2 Chapter Two Quiz

1. When writer and artist Diana Randolph bucked her family background and decided to take the risk of attending college in another state, she was exhibiting this Learning Pattern:
2. Thinking based on information is most closely associated with Use First for the ____________ Pattern.
3. An individual’s Pattern combination
4. Your good friend prides himself on knowing a lot of information about a lot of things, and always wants to know even more. He is most closely associated with Use First of the ____________ Pattern.
5. Enjoying using tools and precise instruments is a key characteristic of the ____________ Pattern.
6. Someone who is a natural leader exhibits this Learning Pattern:
7. Someone who always keeps the big picture in mind and likes to explore lots of ideas, often simultaneously, is Use First for the ____________ Pattern.
8. Which of the following is most closely associated with the Precision Pattern?
9. If you skip reading directions for a task and frequently miss deadlines you likely Avoid this Pattern:
10. A person who is Use as Needed for all four Learning Patterns is a(n)
11. A person who wants to make the important decisions is a(n)
12. The Learning Connections Inventory
13. Someone who likes to fix things without talking or writing about what he is doing is most closely associated with Use First of the ____________ Pattern.
14. Someone who avoids the Sequence Pattern will typically
15. Frequent use of metaphors is a key characteristic of the ____________ Pattern.

FIN 202 Personal Finance Final Exam Answers – Homeworkmade

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Final Exam

1.Linda Ashworth is trying to decide whether to keep her money in a savings account or in a mutual fund.  What would you tell her to help her analyze her decision?

2.What is meant by the term, “Time Value of Money”?

3.What steps should a person take when planning a career?

4.Darlene Elkin has the following financial amounts: checking accounts $850, savings account $3,500, credit card balance $300, jewelry $1,600, real estate valued at $78,000, and a mortgage on the real estate of $23,000.  What is the total of Darlene’s assets?  What actions could she take to increase her net worth?

5.A friend comes to you for advice about improving his or her credit score.  What advice would you give him or her?  Make sure to include the five steps for improving your credit score.

6.Explain what amortization is, and how a down payment and loan duration impact it.

7.Why are the costs of health insurance and health care increasing?

8.Why do corporations issue stock?  Why do investors buy that stock?

9.Why do investors purchase mutual funds instead of purchasing stocks, bonds, or other investments on their own?

10.What is estate planning, and how does your personal situation affect that planning?

FIN 210 Managerial Finance Week 2 Quiz Answers – Homeworkmade

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FIN 210 Week 2 QUIZ (Indiana)

1. Semiannual compounding is compounding of interest over two periods within the year. (Points : 5) 

Question 2.2. A mixed stream of cash flows is a stream of cash flows that is not an annuity; a stream of unequal cash flows that reflect no particular pattern. (Points : 5) 

Question 3.3. An annuity is a stream of unequal cash flows. (Points : 5) 

Question 4.4. Discounting cash flows is the inverse of compounding interest. (Points : 5) 

Question 5.5. Present value is the current dollar value of a future amount. (Points : 5) 

Question 6.6. The more frequently interest is compounded, the greater the amount of money is accumulated. (Points : 5) 

Question 7.7. The nominal (stated) annual rate is the contractual rate of interest charged by a lender or promised by a borrower. (Points : 5) 

Question 8.8. Discounting cash flows is the process of finding present values. (Points : 5) 

Question 9.9. A perpetuity is an annuity with an infinite life, providing continual annual cash flow. (Points : 5) 

Question 10.10. The formula for calculating the present value of a perpetuity is PV=CF times r. (Points : 5)

FIN 210 Managerial Finance Week 3 Quiz Answers – Homeworkmade

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FIN 210 Week 3 QUIZ (Indiana)

Question 1. 1. American Depositary Shares (ADS’s) are foreign-denominated receipts for the stocks of U.S. financial institutions held by foreign companies overseas. (Points : 2.5) 

Question 2. 2. The capital asset pricing model (CAPM) describes the relationship between the required return and the nondiversifiable risk of the firm as measured by the beta coefficient. (Points : 2.5) 

Question 3. 3. Noncumulative preferred stock is preferred stock for which passed (unpaid) dividends do not accumulate. (Points : 2.5) 

Question 4. 4. The expectations theory is a theory that the yield curve reflects investor expectations about future interest rates. (Points : 2.5) 

Question 5. 5. Outstanding shares are the number of shares of common stock that a firm’s corporate charter allows it to issue. (Points : 2.5) 

Question 6. 6. Subordination is the stipulation in a bond indenture that subsequent creditors agree to wait until all claims of the senior debt are satisfied. (Points : 2.5) 

Question 7. 7. The nominal rate of interest is the actual rate of interest charged by the supplier of funds and paid by the demander. (Points : 2.5) 

Question 8. 8. Publicly owned stock is the common stock of a firm that is owned by private investors and is not publicly traded. (Points : 2.5) 

Question 9. 9. Underwriting refers to the role of the investment banker in bearing the risk of reselling, at a profit, the securities purchased from an issuing corporation at an agreed-on price. (Points : 2.5) 

Question 10. 10. Weighted average cost of capital reflects the expected average future cost of capital over the long run. (Points : 2.5) 

Question 11. 11. Underpriced stock is stock sold at a price above its current market price. (Points : 2.5) 

Question 12. 12. The cost of capital represents the firm’s cost of financing and is the minimum rate of return that a project must earn to increase firm value. (Points : 2.5) 

Question 13. 13. A preemptive right allows common stockholders to maintain their proportionate ownership in the corporation when new shares are issued. (Points : 2.5) 

Question 14. 14. A Eurobond is a bond sold in Europe. (Points : 2.5) 

Question 15. 15. The real rate of interest creates equilibrium between the supply of savings and the demand for funds. (Points : 2.5) 

Question 16. 16. A conversion feature is a feature of convertible bonds that allows bondholders to change shares of their common stock into a stated number of corporate bonds. (Points : 2.5) 

Question 17. 17. The coupon interest rate is the percentage of a bond’s par value that will be paid annually, typically in two equal semiannual payments, as interest. (Points : 2.5) 

Question 18. 18. The cost of new common stock is normally greater than any other long-term financing cost. (Points : 2.5) 

Question 19. 19. Liquidity preference refers to the general tendency for investors to prefer long-term securities. (Points : 2.5) 

Question 20. 20. A red herring is a preliminary prospectus made available to prospective investors during the waiting period between the registration statement’s filing with the SEC and its approval. (Points : 2.5)

FIN 564 Management of Financial Institutions Midterm Answers – Homeworkmade

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FIN 564 Midterm (Keller)

1. (TCO A) Of the following, the most likely effect of an increase in income tax rates would be to
2. (TCO A)  An individual actually earned a 4% nominal return last year. Prices went up by 3% over the year. Given that the investment income was subject to a federal tax rate of 28% and a state, and local tax rate of 6%, what was the investor’s actual real after tax rate of return?
3. (TCO B)  A 10-year annual payment corporate coupon bond has an expected return of 11% and a required return of 10%. The bond’s market price is
4. (TCO B) Convexity arises because
5. (TCO B) The major liability of the Federal Reserve is _____
6. (TCO B)  The Fed increases bank reserves in the system by $75 million. If there are no drains, the expected change in bank deposits is _____.
7. (TCO C) Oceanside bank converts a dollar of equity into 10 cents of net income and has $9.50 in assets per dollar of equity capital. Oceanside also has a profit margin of 15%. What is Oceanside’s AU ratio?
8. (TCO C) Loans past due 90 days or more, and loans that are not accruing interest because of problems of the borrower are called _____.
9. (TCO C) Which one of the following is the definition of the NIM?
10. (TCO C) A bank that has an equity to asset ratio equal to 12% can normally lend no more than _____ of its assets to any one borrower.